No Hard Credit Pull
Applying for and opening an account will not result in a hard inquiry on your credit report. Approval is based on instant background verification and income qualification.

How Payments Impact Your Credit
Making payments on time can help build a positive credit history and may improve your credit score over time. Late or missed payments can negatively affect your credit score.

Please note: Results vary for each individual. Credit scores are calculated by the credit bureaus and are influenced by many factors, including your activity with other financial institutions. Past performance does not guarantee future outcomes.